Retail & SME Banking Andrea Crovetto Retail Area (1) Tito Nocentini SME Area (2) Sebastiano Strumia Private Banking (3) Paolo Molesini 10.7 million Customers 5,934 Branches Direct Channels Francesca Nieddu Product Companies (4) Support and enhancement of regional brands, upgrading of local commercial positions and strengthening of relations with individuals, small businesses, SMEs and non-profit entities while deriving full synergies from a single IT and marketing & sales platform that service the whole network (1) The Retail Area includes: Households (individual customers with financial assets up to 75,000 euro), Personal (individual customers with financial assets between 75,000 euro and one million euro) and Small Businesses (family businesses and small enterprises with a turnover under 2.5 million euro and with loan facilities under one million euro) (2) The SME Area includes SMEs with a turnover between 2.5 million euro and 150 million euro (3) The Private Banking includes individual customers with financial assets of over one million euro (4) To serve non-profit entities a bank has been recently set up, Banca Prossima, which operates through the Group s branches, with regional centres and a team of specialists 1
Retail & SME Banking Private Banking Retail Area SME Area 5,400 branches dedicated to 10.4 million retail customers 300 branches dedicated to 200,000 SME customers 100 specialised branches and a dedicated bank with 70 branches servicing 70,000 private customers Product Companies 60 branches specialised in industrial credit and consumer credit 2
(1/2) Retail & SME Banking Network made up of 27 Areas AREA Area BANK MANAGER BRANCHES North West Torino and Province Intesa Sanpaolo SpA Marina Tabacco 333 Milano Provincia Intesa Sanpaolo SpA Luciano Nebbia 324 Lariano Intesa Sanpaolo SpA Pier Aldo Bauchiero 268 Milano Città Intesa Sanpaolo SpA Franco Ceruti 256 Lombardia Nord Est Intesa Sanpaolo SpA Bruno Bossina 225 Lombardia Sud Intesa Sanpaolo SpA Dario Pilla 214 Liguria Intesa Sanpaolo SpA Fausto Luotti 156 Piemonte Sud Intesa Sanpaolo SpA Giuseppe Pallotta 124 Piemonte Nord Intesa Sanpaolo SpA Cosetta Romagnoli 116 Biella e Vercelli Biverbanca (*) 107 2,123 North East Veneto 2 CR Padova e Rovigo Rinaldo Panzarini 361 Emilia CR in Bologna Giuseppe Feliziani 266 Veneto 1 Intesa Sanpaolo SpA Franco Dall Armellina 232 Friuli Venezia Giulia CR del Friuli Venezia Giulia Roberto Dal Mas 176 Venezia CR Venezia Biagio Rapone 132 Romagna CR di Forlì e della Romagna Adriano Maestri 110 Trentino Alto Adige Banca di Trento e Bolzano Claudio Puerari 88 1,365 Centre Lazio Intesa Sanpaolo SpA Franco Gallia 339 Area Centro Intesa Casse del Centro Aldo Dante 312 Dorsale Adriatica Banca dell Adriatico Roberto Troiani 230 Toscana - Umbria Intesa Sanpaolo SpA Carlo Berselli 142 1,023 (*) Sold in December 2007 3
(2/2) AREA BANK MANAGER BRANCHES South Puglia Banco di Napoli Rosario Calabrese 285 Napoli and Province Banco di Napoli Antonio Nucci 265 Campania Banco di Napoli Luigi Teolis 203 Calabro Lucana Banco di Napoli Francesco Guido 129 882 Islands Sicilia Intesa Sanpaolo SpA Salvatore Immordino 201 Sardegna Intesa Sanpaolo SpA Silvio Gallo 106 307 ITALY ITALY 5,700 4
Main Product Companies Business Field Joint venture * Consumer Credit Industrial Credit Company Manager Marco Casu Erik Stattin Angelo Galetti Germano Turinetto Carlo Stocchetti Giancarlo Cavanna Leasing Edoardo Bacis Payment Systems Pension Funds Fiduciary Services Non-profit Entities Relations Orazio Palazzolo Erik Stattin Saverio Perissinotto Marco Tronconi Marco Morganti (*) Company not subject to full consolidation, but carried at equity 5