ELENCO ISTITUTI BANCA POPOLARE DI NOVARA; BANCA POPOLARE DI LODI BANCO DI CHIAVARI; BANCA POPOLARE DI VERONA; BANCA BANCO DI S.

Transcript

1 ELENCO ISTITUTI - BANCA POPOLARE DI NOVARA; - BANCA POPOLARE DI LODI - BANCO DI CHIAVARI; - BANCA POPOLARE DI VERONA; - BANCA BANCO DI S. GEMINIANO E S. PROSPERO; - CASSA RISP. DI LUCCA, PISA E LIVORNO; - BANCA POPOLARE DI CREMA E CREMONA; -CREDITO BERGAMASCO; 50

2 CREDITI ORDINARI A BREVE: GARANZIA 50% GARANZIA 60% GARANZIA 80% - APERTURA DI C/C CON MCC EURIBOR 3 MMP + 4,42 RATING A + 5,35 RATING A + 4,45 RATING A + 5,05 RATING M + 5,70 RATING M + 4,70 RATING M + 6,36 RATING B + 6,65 RATING B + 5,35 RATING B + 8,46 RATING NC + 8,45 RATING NC + 8,45 RATING NC GARANZIA 30% GARANZIA 40% GARANZIA 50% - APERTURA DI C/C EURIBOR 3 MMP + 7,30. RATING A + 5,49 RATING A + 6,90 RATING A + 7,95 RATING M + 6,29 RATING M + 7,55 RATING M + 9,65 RATING B + 7,97 RATING B + 9,20 RATING B +14,60 RATING NC + 10,97 RATING NC +14,6RATING NC 51

3 CREDITI ORDINARI A BREVE: GARANZIA 50% GARANZIA 60% GARANZIA 80% -SMOBILIZZO (SBF E SCONTO)CON MCC EURIBOR 3M + 1,42 RATING A + 3,55 RATING A + 3,10 RATING A + 1,92 RATING M + 3,75 RATING M + 3,25 RATING M + 2,73 RATING B + 4,40 RATING B + 3,70 RATING B + 4,46 RATING NC + 6,15 RATING S + 4,90 RATING S GARANZIA 30% GARANZIA 40% GARANZIA 50% - SMOBILIZZO (SBF E SCONTO) EURIBOR 3M + 4,60 RATING A + 2,49 RATING A + 4,40 RATING A + 5,05 RATING M + 3,17 RATING M + 4,85 RATING M + 6,30 RATING B + 4,34 RATING B + 6,10 RATING B + 9,50 RATING S + 6,97 RATING NC + 9,45 RATING S 52

4 CREDITI ORDINARI A BREVE: GARANZIA 50% GARANZIA 60% GARANZIA 80% - ANTICIPI AUTOLIQUIDANTI CON MCC EURIBOR 3M + 1,92 RATING A + 3,65 RATING A + 3,15 RATING A + 2,42 RATING M + 3,85 RATING M + 3,30 RATING M + 3,23 RATING B + 4,50 RATING B + 3,75 RATING B + 4,96 RATING NC + 6,25 RATING S + 4,95 RATING S GARANZIA 30% GARANZIA 40% GARANZIA 50% - ANTICIPI AUTOLIQUIDANTI EURIBOR 3M + 4,80 RATING A + 2,99 RATING A + 4,55 RATING A + 5,25 RATING M + 3,67 RATING M + 5,05 RATING M + 6,50 RATING B + 4,84 RATING B + 6,25 RATING B + 9,50 RATING S + 7,47 RATING NC + 9,50 RATING S 53

5 CREDITI ORDINARI A BREVE: GARANZIA 50% GARANZIA 60% GARANZIA 80% - ANTICIPI EXPORT CON MCC EURIBOR 3 MMP + 2,47 RATING A + 3,75 RATING A + 3,20 RATING A + 2,77 RATING M + 3,95 RATING M + 3,35 RATING M + 3,23 RATING B + 4,60 RATING B + 3,80 RATING B + 4,96 RATING NC + 6,35 RATING S + 5,00 RATING S GARANZIA 30% GARANZIA 40% GARANZIA 50% - ANTICIPI EXPORT EURIBOR 3 + 5,00 RATING A + 2,99 RATING A + 4,75 RATING A + 5,50 RATING M + 3,67 RATING M + 5,25 RATING M + 6,70 RATING B + 3,84 RATING B + 6,45 RATING B + 9,50 RATING S + 7,47 RATING NC + 9,50 RATING S 54

6 CHIROGRAFARIO INVESTIMENTI: GARANZIA 60% GARANZIA 80% - DURATA FINO 36 MESI + 2,05 RATING A + 1,90 RATING A EURIBOR 3 CON MCC + 2,35 RATING M + 2,05 RATING M + 3,05 RATING B + 2,55 RATING B + 4,60 RATING NC + 3,65 RATING NC GARANZIA 30% GARANZIA 40% GARANZIA 50% GARANZIA 80% ANTIUSURA - DURATA FINO 36 MESI + 3,95 RATING A + 5,61 RATING A + 3,55 RATING A + 3,90 RATING A EURIBOR 3 + 4,40 RATING M + 6,21 RATING M + 4,05 RATING M + 4,40 RATING M + 5,65 RATING B + 7,08 RATING B + 5,30 RATING B + 5,60 RATING B + 8,45 RATING NC + 8,33 RATING NC + 8,10 RATING NC + 8,40 RATING NC 55

7 CHIROGRAFARIO INVESTIMENTI: GARANZIA 60% GARANZIA 80% - DURATA DA 37/60 MESI + 2,95 RATING A + 2,75 RATING A EURIBOR 3 CON MCC + 3,20 RATING M + 2,90 RATING M + 3,85 RATING B + 3,35 RATING B + 5,20 RATING NC + 4,30 RATING NC GARANZIA 30% GARANZIA 40% GARANZIA 50% GARANZIA 80% ANTIUSURA - DURATA DA 37/60 MESI + 4,85 RATING A + 5,81 RATING A + 4,45 RATING A + 4,80 RATING A EURIBOR 3 + 5,30 RATING M + 6,41 RATING M + 4,95 RATING M + 5,30 RATING M + 6,45 RATING B + 7,33 RATING B + 6,05 RATING B + 6,40 RATING B + 8,80 RATING NC + 8,58 RATING NC + 8,45 RATING NC + 8,80 RATING NC 56

8 CHIROGRAFARIO INVESTIMENTI: GARANZIA 60% GARANZIA 80% - DURATA DA 61/120 MESI + 3,15 RATING A + 2,95 RATING A EURIBOR 3 CON MCC + 3,40 RATING M + 3,10 RATING M + 3,90 RATING B + 3,45 RATING B + 4,90 RATING NC + 4,15 RATING NC 57

9 IPOTECARIO INVESTIMENTI: GARANZIA 30% - DURATA DA 61/120 MESI + 4,40 RATING A EURIBOR 3 + 4,75 RATING M + 5,40 RATING B + 6,60 RATING NC F O R M E T E C N I C H E 58

10 CHIROGRAFARIO LIQUIDITA GARANZIA 60% GARANZIA 80% - Durata fino a 36 mesi + 4,20 RATING A + 2,95 RATING A Euribor 3 MCC + 4,50 RATING M + 3,15 RATING M + 5,20 RATING B + 3,60 RATING B + 6,75 RATING NC + 4,70 RATING NC GARANZIA 30% GARANZIA 40% GARANZIA 50% GARANZIA 80% Antiusura - Durata fino a 36 mesi + 7,10 RATING A + 6,61 RATING A + 6,50 RATING A + 6,80 RATING A Euribor 3 + 7,60 RATING M + 7,21 RATING M + 7,00 RATING M + 7,30 RATING M + 8,85 RATING B + 8,08 RATING B + 8,25 RATING B + 8,55 RATING B + 11,65 RATING NC + 9,33 RATING NC + 11,05 RATING NC +11,35RATING NC 59

11 CHIROGRAFARIO LIQUIDITA GARANZIA 60% GARANZIA 80% - DURATA DA 37/60 MESI + 5,10 RATING A + 3,80 RATING A EURIBOR 3 MCC + 5,35 RATING M + 4,00 RATING M + 6,00 RATING B + 4,45 RATING B + 7,35 RATING NC + 5,35 RATING NC GARANZIA 30% GARANZIA 40% GARANZIA 50% GARANZIA 80% ANTIUSURA - DURATA DA 37/60 MESI + 8,00 RATING A + 6,61 RATING A + 7,40 RATING A + 7,70 RATING A EURIBOR 3 + 8,50 RATING M + 7,21 RATING M + 7,90 RATING M + 8,20 RATING M + 9,65 RATING B + 8,08 RATING B + 9,05 RATING B + 9,35 RATING B + 12,00 RATING NC + 9,33 RATING NC + 11,45 RATING NC +11,75RATING NC 60

12 CHIROGRAFARIO LIQUIDITA CONSOLIDAMENTO BREVE GARANZIA 60% - DURATA FINO A 36 MESI + 4,25 RATING A EURIBOR 3 MCC + 4,60 RATING M + 5,45 RATING B + 7,40 RATING NC GARANZIA 60% - DURATA DA 37/60 MESI + 5,15 RATING A EURIBOR 3 MCC + 5,50 RATING M + 6,25 RATING B + 7,90 RATING NC F O R M E T E C N I C H E 61

13 IPOTECARIO LIQUIDITA : GARANZIA 30% - DURATA DA 37/60 MESI + 4,15 RATING A EURIBOR 3 + 4,50 RATING M + 5,30 RATING B + 6,95 RATING NC 62